Most of us will have received an email that raises our suspicions and when this happens it’s best to be cautious and check it out. In many cases the message will ask you to confirm personal information – a PIN or a password. There may be a link to click on or an attachment (maybe a fake invoice) to open. Don’t click, don’t open unless you are sure.

The scammers work on human weakness. They may try to personalise messages to get your attention, offer free goodies or threaten the termination of services to prompt an urgent response. It’s inevitable that some of these Phishing expeditions will find a victim but we can make it more difficult for the scammers.